Y Combinator (YC)

Activity from announced rounds

Activity in this selectionFintech

Y Combinator funds early-stage startups through a three-month accelerator in San Francisco, with four batches a year and a standard $500,000 investment for accepted companies.

The investment consists of $125,000 for 7% of the company and $375,000 on an uncapped SAFE with a most-favoured-nation provision. The second SAFE adds to YC’s ownership when it converts, so the full $500,000 is not exchanged for a fixed 7% stake.

During the batch, founders work with YC partners in individual and group office hours, build toward Demo Day and use the alumni community for feedback, hiring and introductions. Companies can apply before launch; YC also accepts businesses that already have users and revenue.

Sources
Rounds participated in
32
Confirmed lead rounds
0
25 roles undisclosed
New companies
32
First participation on record · 0 follow-on
Funding in participating rounds
$1.1B
32 disclosed · full round size, not this investor’s share

By stage

Series A14
Seed7
Series C+4
Undisclosed4
Series B3

By primary sector

Fintech27
AI2
Enterprise software1
Healthtech1
Proptech1

By country

United States29
Brazil1
Canada1
Germany1

Rounds

32 in this selection
Jeeves

Jeeves provides a financial platform for global businesses, combining corporate cards, cross-border payments, expense controls and treasury tools.

$110MSeries C-1
Participant
Angle Health

A health-insurance carrier and digital benefits platform that helps employers offer group plans and supports members in using their coverage and care.

$200MSeries C and tender offer
Participant
Kastle

AI agents for banks and lenders that automate routine lending and loan-servicing work across existing systems.

$24MSeries A
Participant
Huscarl

An AI actuarial platform that helps companies model and manage risks retained through their own insurance captives.

$5.6MSeed
Participant
Multiplier

Builds AI agent harnesses for asset managers' proprietary research and data

$6MSeed
Role not disclosed
Pluggy

Pluggy provides banking-data and payment APIs that help software companies embed financial services into their products.

$3.5MSeries A
Participant
Kita

AI software that extracts and verifies financial documents to help lenders assess borrowers.

$4.5MSeed
Participant
Axle

AI-native clearinghouse automating insurance verification and policy workflows

$17.5MSeries A
Role not disclosed
Terminal

Provider of unified telematics integration technology transforming operations across insurance, fleet management and logistics companies

$20MSeries A
Role not disclosed
Healia

Healia is a healthcare benefits platform built for dual-income families.

$14MSeries A
Role not disclosed
Hadrius

Hadrius provides an AI-native compliance infrastructure for financial services firms

$27MSeed+Series A
Role not disclosed
Finto

Builds AI agents for autonomous accounting tasks

$3.4MSeed
Role not disclosed
Agave

Automates accounting and back-office work for construction contractors using AI

$15MSeries A
Role not disclosed
Taktile

Enables financial institutions to automate and optimize decisions with AI

$110MSeries C
Participant
Flagright

AI operating system for financial crime compliance unifying transaction monitoring, screening, case management, and governance

$12.5MSeries A
Role not disclosed
F2

An AI workflow platform for institutional credit screening, underwriting and portfolio monitoring.

$14MSeed+
Role not disclosed
SyntheticFi

Provides low-cost, tax-efficient portfolio-backed financing solutions for registered investment advisors

$13MUndisclosed
Role not disclosed
Greenboard

Provides AI-native platform for securities compliance in financial institutions

$20MUndisclosed
Role not disclosed
Fazeshift

Deploys AI agents to automate accounts receivable workflows for finance teams

$17MSeries A
Role not disclosed
Astor

Provides AI-powered investment guidance and advisory services

$5MSeed
Role not disclosed
Slash Financial

Offers business banking accounts, corporate credit cards, transfers, and crypto

$100MSeries C
Role not disclosed
Variance

Builds AI investigative agents for risk and compliance

$21.5MSeries A
Role not disclosed
Spade

Data and AI platform transforming how financial institutions use transaction data

$40MSeries B
Role not disclosed
Dots

Provides a payouts API for marketplaces to pay workers and creators across payment rails globally

$8.9MSeries A
Role not disclosed
Harper

AI-native commercial insurance brokerage matching small businesses with carriers for coverage

$46.8MSeed+Series A
Role not disclosed
Onshore

Builds AI-powered platform to help businesses claim and defend tax incentives like R&D credits with automation and expert review

$31MSeries B
Role not disclosed
Sphinx

Builds browser-native compliance agents for financial institutions

$7.1MSeed
Role not disclosed
Bretton AI

Provides AI agents for financial crime operations in regulated financial institutions

$75MSeries B
Role not disclosed
Pasito

Builds AI-native workspace for group health life and retirement benefits operations

$21MSeries A
Role not disclosed
Concourse

Builds AI agents for corporate finance teams to automate manual operations

$12MSeries A
Role not disclosed