U
Ume
Brazil · Fintech · AI
Ume provides technology and financing infrastructure that lets Brazilian businesses offer consumer credit under their own brands.
Operating credit alongside retail sales
Ume combines credit-risk assessment, pricing, payment integration, servicing and collections with access to capital. Retailers, marketplaces and service businesses can add financing to their sales process while setting a commercial strategy suited to their customers.
Its proprietary models support credit decisions, while AI agents handle parts of customer service and collections. Ume also helps structure and manage the financial operation behind the product, connecting software delivery with portfolio funding.
- Market
- Brazil
- Customers
- Retailers, marketplaces and service businesses
Funding history
1 round · 1 with disclosed amounts| Announced | Round | Amount | Investors |
|---|---|---|---|
| FIDC credit-portfolio financing | R$500M | Augme Capital — ParticipantBradesco — ParticipantCredit Saison — ParticipantItaú — ParticipantMilenio Capital — ParticipantVerde Asset — Participant |