Thatch

A budget employees can allocate across care

Thatch gives employers a platform to set health budgets and administer individual health coverage and eligible medical expenses. Employees use the allowance to select an insurance plan that fits their doctors and prescriptions; where their employer permits, remaining funds can cover copays, prescriptions and other qualified care through the Thatch Card or reimbursement.

For HR and benefits teams, Thatch manages enrollment, payments, compliance reporting and employee support. The employee-facing dashboard also offers a curated health marketplace, while the card and receipt workflow track eligible spending. The model gives companies a defined benefits budget while allowing workers to choose how to use it, rather than enrolling everyone in one employer-selected group plan.