NG.CASH

Product

NG.CASH gives consumers a mobile payment account for holding electronic money, sending and receiving Pix, paying bills and using a prepaid Mastercard. Its official product materials also describe a “Cofrinho” savings feature and Pix actions through WhatsApp messages, photos or audio, bringing routine account tasks into channels its users already use.

The app is positioned for Brazil’s younger generation, while the company’s account is available to users of all ages. NG.CASH says it serves more than 10 million accounts and is authorized by Brazil’s Central Bank as a payment institution. It also acts as a banking correspondent for selected credit products; the September investment announcement says the company plans to widen credit access and expand into digital assets, so those plans are distinct from the core account and payments already offered.