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Chile · Fintech · Mobility
Galgo is a motorcycle commerce and financing platform that helps consumers buy bikes through online credit applications and a network of dealerships.
Galgo combines motorcycle discovery, purchase and financing in an online journey. Buyers choose a model, submit income and identity information, receive a credit decision and complete the contract digitally, then collect the motorcycle through a partner dealership. Galgo also connects those dealers to customers who may not qualify through conventional lending channels.
The financing platform uses technology and transaction data to assess borrowers beyond standard credit models, supporting access for informal workers and customers with limited credit histories. Its operating footprint includes Mexico, Colombia and Chile, with the company reporting more than 200,000 people financed and a network of dealerships; the September BBVA Spark facility supports expansion of the Mexican motorcycle-credit offer.
| Announced | Round | Amount | Investors |
|---|---|---|---|
| Credit facility | MX$1B | BBVA Spark — Participant |