Evaluating borrowers beyond traditional records
The model draws on signals such as business activity and digital behavior to assess entrepreneurs underserved by conventional credit bureaus. Quipu uses it in its own lending operation and licenses scoring to other financial institutions.
Scaling institutional adoption
The company plans more integrations and regional expansion. Impacta VC contributed $300,000 to the $1.1 million round, alongside Decelera, Vertical Partners, Corteza Capital and Comfama.
Where the funding goes
- Integrate the scoring model with additional financial institutions
- Strengthen technology and data teams
- Expand into additional Latin American markets