ID Finance secures €21m nordIX facility to finance Spanish consumer loans
The debt facility will fund new loan originations as the digital lender grows a Spanish portfolio that generated more than €190m in the first half of 2026.
A dedicated facility for new lending
ID Finance provides small, short-term consumer loans through a digital platform in Spain and Mexico. Its credit-scoring and machine-learning systems assess applications using real-time data, supporting rapid decisions for borrowers seeking retail credit.
The €21 million facility from nordIX will serve as a dedicated warehouse for new consumer-loan originations and support expansion of ID Finance’s Spanish credit portfolio. The company reports more than 3.7 million registered users in Spain and over €190 million of Spanish originations in the first half of 2026.
Use of funds
Finance new consumer-loan originations
Expand the Spanish credit portfolio