Agibank secures R$2.5bn through its second receivables fund
The April financing supports lending through a ten-year structure backed by payroll-loan receivables.
Agibank announced settlement of its second FIDC operation in an April 27 release. The R$2.5bn structure provides committed funding for the bank’s lending business and is backed by payroll-deductible loans it originated.
The transaction has a maximum ten-year term, a single series and a rate of CDI plus 1.05% a year. Professional investors bought the units, with Bradesco BBI and Itaú BBA coordinating the offer. Oliveira Trust administers and manages the fund, alongside Agibank Asset Management as co-manager.
The bank described the facility as a way to diversify liquidity and maintain loan origination through changing market conditions. It followed Agibank’s first FIDC in May 2025 and came after parent Agi Inc.’s New York listing.
Use of funds
Fund bank lending operations