OnEMI Technology Solutions

Product

OnEMI Technology Solutions helps consumers in India access credit through its Kissht platform. Its products include personal loans, business loans and loans against property, with lending operations supported by its wholly owned non-banking financial subsidiary, Si Creva Capital Services.

The platform uses data analytics and alternative credit scoring to assess applications and manage lending. OnEMI combines its own lending operations with funding partnerships, while customers use Kissht to apply for credit and manage their borrowing. The company is headquartered in Mumbai and listed on India’s stock exchanges.