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Brazil · Fintech
White-label credit infrastructure and operating services that help businesses launch and manage payroll-backed worker loans in Brazil.
Bull provides a modular, white-label platform for businesses that want to offer Brazil’s Crédito do Trabalhador payroll loan product to their own customer or employee bases. Its offering combines origination technology, risk management and operational services, with integrations intended to take a partner from launch through servicing.
Retailers, financial-services businesses, marketplaces and other platforms can use Bull to add a credit product without assembling the full lending stack themselves. Bull’s published materials describe partner-led distribution, while the actual loan is issued by a regulated financial institution; its Bull Negocia portal also lets borrowers review overdue debts, simulate repayment agreements and pay by boleto or Pix. The company was operating with business clients at the time of its September 2026 financing announcement.
| Announced | Round | Amount | Investors |
|---|---|---|---|
| Seed | $3.7M | Caravela Capital — LeadMaya Capital — LeadCanary — Participant |